Netspend® Debit Account gets you further, faster.

Here's what you get:

Get Paid Earlier

Access your payday up to 2 days earlier² with Direct Deposit to your Netspend® Debit Account.

Cash Back Offers

Earn cash back offers on qualifying purchases with Payback Rewards.℠⁴

Optional Debit Card Overdraft Service

Enroll in the available Overdraft Service.⁵

Optional Savings Account

Earn up to 6.00% Annual Percentage Yield with our Savings Account and watch your savings grow.⁶

Direct Deposit: The Real MVP

Get paid up to several days faster.

Tax Refunds3
Government Benefits2

Ready to do more?

Get Started

Trusted by 10 million. And counting.


There is no cost to order and activate a Netspend Visa debit card. Once you activate your card, you can access your online checking account and begin using one of the best cash back cards available! Upon activation, you may choose from our selection of fee plans. To view the fee plans and other costs associated with using the card, see our fee schedule.

When your card arrives, activate it and start enjoying benefits like cash back on debit card purchases, and receive your paycheck or social security direct deposit up to two days early2. Follow the printed activation and identity verification steps that come with your card. Add your card to your mobile wallet and use your new digital visa card in-stores and online.

You should receive your card approximately 7 to 10 business days after you place your order. If you do not receive your card within 10 business days, call Customer Service at 1-866-387-7363.

Fill out a quick online order form, and we'll ship you a card! There's no credit check and no upfront fees, making it one of the most easily accessible cashback debit cards on the market. To activate the Card Account, you will be required to provide your name, street address, date of birth, and other information to identify you. Residents of the State of Vermont are ineligible to open a Card Account.